Supplement Rates
Recently, supplement rates have become very competitive. Especially with the unavailability of Plan F for people who turned 65 after 1/1/2O2O. Plan G is now priced very attractively. Plan N is also another good option. I am not covering the high deductible or other plans here, as plan F, G and N make up the majority of the plans people have.
To review, Plan F covers the Part B deductible of $240. Plan G and N do not. The price of Plan G and N are priced to reflect this. All plans are the same, no matter who the insurance company is. The only difference is the premium. A Plan G from one company is the same as a Plan G from another company. Other items such as the reputation of the company, customer service, underwriting, or any other value-added items, can make a difference as to what company you choose—but the coverage is the same.
If you have had a supplement for more than 3 years, there is a good chance that you may save money for the same coverage. To qualify, you may have to answer health related questions which could vary by company.
If your premiums have become too expensive, you may also consider looking at a Medicare Advantage Plan. You will not have to answer any health questions. This can only be done during an enrollment period. Call me TODAY at 931-287-0799 for a quote or rate comparison.
My Clients Needs Come First!
"Steve has been very instrumental in helping me navigate the available Medicare options. So, I was able to choose the Medicare Advantage Plan that was best for me. He has always maintained a professional demeanor. He is very pleasant and personable to interact with. He has taken an interest in me as a person, and is always available to answer any questions I may have. I look forward to many years of having Steve be my Medicare Health Insurance representative."
Teresa S.
"I found Steve through a friend for help with my Medicare plan enrollment. He was very knowledgeable and professional in getting me enrolled in the correct Medicare plan. I would highly recommend him to anyone."
Jerry C.
"I am happy with Steve’s complete communication and understanding of each and everything that I needed in reference to my Medicare health insurance. Thank you very much. I am happy in my retirement."
Timothy S.
“Steve gave me personal attention and guidance to help me get started with Medicare. He explained my options clearly, and patiently answered all of my questions. I would highly recommend working with Steve.”
John A.
"Steve was awesome in helping me find some great options for accepted Medicare insurance providers in this area as my previous provider was limiting my doctors greatly. He is great about keeping me up to date on changes as they occur. His knowledge is vast!"
Diana A.
"Steve has been very helpful in guiding us through the Medicare journey. After moving to Tennessee my wife and I had some uncertainties about changing Medicare from one state to another. Steve was very confident and reassured us in making this transition."
Doug S.
"Steve has been a Godsend for us, making our transition to Medicare as smooth as glass. He's always helpful in filling out forms, who to call, and what to do next. Patient, calm, kind and Very knowledgeable...a true gentleman. Thank you for all of your help, Steve."
Sandy A.
"Steve was awesome! He came to our home and sat with my husband and I and gave us a full rundown on our options. We were able to choose a plan that worked for us. Steve is very knowledgeable and was patient with all our questions. Not to mention keeping us informed and handling anything we needed to have done afterwards. I highly recommend Steve for your Medicare needs. He knows what he’s doing!"
Patty A.
"I thought I had the gold standard for health insurance until I met Steve who explained options, helped me decide and saved me close to $1,000. Subsequent to signing up with Steve he's been very responsive to questions as I learned about my new insurance plan. His no pressure approach was also very much appreciated. I have recommended Steve to others and will continue to do so."
Mike D.
The cure for Medicare confusion
**This is a personal website of Steve Walter and is not associated with or endorsed by any government agency. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 56 products in your area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program to get information on all of your options.